American Housing Assistance Network

FREE Online Credit Report

When applying for housing assistance, every program has their own qualifications.  However they all have one item in common.  You, the homebuyer, must be approved for a mortgage.  Your mortgage down payment needs will help be determined by your credit score. 

It is very important for you to know what is in your credit report, or if you know that you might have less than perfect credit, you might want to seek credit counseling.

The links below will take you to a variety of credit reporting  services and credit counseling.  Just click on the  option best suits your needs.

Get a FREE Credit Report in seconds

A network to homeownership

PLAN 1:  FREE CREDIT REPORT

This link will assist you in obtaining your credit report for FREE.  It is a single bureau that will contain information that lenders will look at and see what type of credit you have.

PLAN 2:  TRI MERGE REPORT

Plan 2 will allow you to obtain a merged report of all 3 major credit bureau’s.  This information is extremely important, it will allow you to see what the three major reporting services have in your file.  Lenders will review all three files, and usually will take the middle score as the score to base your loan rate on.  This service will cost $34.95.

PLAN 3:  GET YOUR CREDIT SCORE

Get a single bureau credit score here.  If you just want to see what your credit score is with just one of the bureau’s follow this link.  It is only $5.00 and will allow you to see at least one score.  Just remember that the lenders will need to see all 3 and they will use the middle score in most cases.

To contact us:

AHAN

362 Gulf Breeze Pkwy.

Suite 313

Gulf Breeze, Florida 32561

E-mail:     info@downpaymentgrantmoney.com